A business or professional owner who sells his or her practice and needs an investment manager to help develop a plan and manage the assets from the sale. The individual wants to grow the value of the proceeds from the sale over time but also seeks a way to replace earned income with investment income.

A couple retires and moves to a new location triggering the need for a new investment manager closer to their new home. They are looking for a trusted advisor and a combination of growth and income that will enable them to secure their retirement years.

A woman is widowed or divorced and seeks a trusted advisor she can depend on to help her shape a secure financial future. She is seeking a pragmatic investment approach designed to generate a dependable and growing income stream regardless of broad market conditions.

An individual receives inheritance or insurance proceeds and seeks a trusted advisor to help him or her be a good steward of the funds received. The ability to benefit from a growing stream of investment income during his or her lifetime enables the principal to be kept in place and growing for future generations.